Life Insurance in and around Portland
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- Jay County
- Randolph County
- Indiana
- Ohio
- Portland, Indiana
- Mercer County
- Celina, Ohio
- Darke County
- Greenville, Ohio
- Eaton, Ohio
- Preble County
- Van Wert, Ohio
- Berne, Indiana
- Pennville, Indiana
- Parker City, Indiana
- Farmland, Indiana
- Redkey, Indiana
- Albany, Indiana
- Salamonia, Indiana
Be There For Your Loved Ones
If you are young and a recent college graduate, it's the perfect time to talk with State Farm Agent Karmen Ward about life insurance. That's because once you have a family, you'll want to be ready if the worst happens.
Get insured for what matters to you
What are you waiting for?

Agent Karmen Ward, At Your Service
Coverage from State Farm helps you rest easy knowing those you love will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the cost associated with raising children, life insurance is a definite need for young families. Even if you're a stay-at-home parent, the costs of replacing housekeeping or daycare can be excessive. For those who haven't had children, you may be financially responsible to business partners or have a partner who is unable to work.
No matter where you are in life, you're still a person who could need life insurance. Reach out to State Farm agent Karmen Ward's office to check out the options that are right for you and those you hold dear.
Have More Questions About Life Insurance?
Call Karmen at (260) 766-4124 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Life insurance vs annuities
Life insurance vs annuities
Staying informed about how annuities and life insurance work makes it easier to come up with a financial roadmap that's tailored to your needs.

Karmen Ward
State Farm® Insurance Agent
Simple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Life insurance vs annuities
Life insurance vs annuities
Staying informed about how annuities and life insurance work makes it easier to come up with a financial roadmap that's tailored to your needs.