Karmen Ward

Happy 4th of July! 🎉🎇 As we celebrate our nation's independence, remember to prioritize safety and protect what matters most with life insurance. 🏡🔒✨ Enjoy the festivities and stay protected! 🥳🌭🍔💼

We hope you are having an awesome summer! Meet with us virtually so you don’t have to miss a summer activity! We’d love to go over your current insurance coverages.

At Karmen Ward State Farm Agent, we have been serving the Portland, IN, community since 2014. Growing up in nearby Randolph County, I take great pride in supporting the families and businesses of Jay and Adams counties and beyond. With over 36 years of industry experience, I'm passionate about helping residents in Indiana and Ohio navigate their insurance needs with confidence and care. Just like spring brings renewal and fresh beginnings, we strive to provide a refreshing, personalized experience for each customer who walks through our doors.

Our office offers a variety of insurance options, including Home, Life, and Auto Insurance, to help you protect what matters most. We're also here to assist with Renters, Motorcycle, and Condo Insurance, providing diverse options to customers in Dunkirk, Portland, Decatur, and surrounding areas. My team and I work to create a welcoming environment where you can feel comfortable asking questions and making decisions for your future. As the season brings longer days and a renewed sense of energy, it’s a great time to check in on your coverage and make sure you're ready for whatever life brings next.

Outside of work, I enjoy spending time with my family and finding joy in my hobbies. My husband and I have been married for over 21 years and have two wonderful daughters. We're also proud grandparents. Whether on the golf course, enjoying the fresh spring air, quilting, or baking something new, I love staying active and creative.

I'm deeply grateful for the opportunity to serve my community and the relationships I've built. If you need assistance with insurance or want to stop by and say hello, my team and I look forward to welcoming you to our office.