Insurance in and around Portland
Bundle policies and save serious dollars
Customizable coverage based on your needs

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- Jay County
- Randolph County
- Indiana
- Ohio
- Portland, Indiana
- Mercer County
- Celina, Ohio
- Darke County
- Greenville, Ohio
- Eaton, Ohio
- Preble County
- Van Wert, Ohio
- Berne, Indiana
- Pennville, Indiana
- Parker City, Indiana
- Farmland, Indiana
- Redkey, Indiana
- Albany, Indiana
- Salamonia, Indiana
Be Ready For The Unexpected With Your Own Personal Price Plan®
Help protect what's important to you - your loved ones, home, etc. - with the terrific insurance that State Farm offers. Agent Karmen Ward can help you shape a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Bundle policies and save serious dollars
Customizable coverage based on your needs

We’re There When You Need Us Most
But your automobile is just one of the many insurance products where State Farm and Karmen Ward can help. Do you operate a business in the Portland area or want to be your own boss? Navigating the complicated world of small business insurance? Karmen Ward can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
Ways to make your traffic merging safer on roads
Ways to make your traffic merging safer on roads
For safer merging, you should never assume other motorists will make room for you. Read these tips from State Farm to help prevent merging collisions.
How to build credit for teens
How to build credit for teens
Teenagers can get a head start on developing a strong credit history. Here's how to help your teen get started.

Karmen Ward
State Farm® Insurance AgentSimple Insights®
Ways to make your traffic merging safer on roads
Ways to make your traffic merging safer on roads
For safer merging, you should never assume other motorists will make room for you. Read these tips from State Farm to help prevent merging collisions.
How to build credit for teens
How to build credit for teens
Teenagers can get a head start on developing a strong credit history. Here's how to help your teen get started.