Karmen Ward

🍀 Just as St. Patrick's Day brings luck and good fortune, life insurance ensures that you and your loved ones are financially protected in any unforeseen circumstances. So, celebrate 🍀 St. Patrick's Day with the knowledge that you have a safety net in place for a secure future.

At Karmen Ward State Farm Agent, we have been serving the Portland, IN, community since

2014. Growing up in nearby Randolph County, I take great pride in supporting the families and

businesses of Jay and Adams counties and beyond. With over 36 years of industry experience, I

am passionate about helping residents in Indiana and Ohio navigate their insurance needs with

confidence and care. Just like spring brings renewal and fresh beginnings, we strive to provide a refreshing, personalized experience for each customer who walks through our doors.

Our office offers a variety of insurance options, including Home, Life, and Auto Insurance, to help

you protect what matters most. We are also here to assist with Renters, Motorcycle, and Condo

Insurance, providing diverse options to customers in Dunkirk, Winchester, Decatur, and

surrounding areas. My team and I work to create a welcoming environment where you can feel

comfortable asking questions and making decisions for your future. As the season brings longer days and a renewed sense of energy, it’s a great time to check in on your coverage and make sure you're ready for whatever life brings next.

Outside of work, I enjoy spending time with my family and finding joy in my hobbies. My husband

and I have been married for over 21 years and have two wonderful daughters. We are also proud

grandparents. Whether on the golf course, quilting, or baking something new, I love staying active

and creative.

I am deeply grateful for the opportunity to serve my community and the relationships I have built. If

you need assistance with insurance or want to stop by and say hello, my team and I look forward

to welcoming you to our office.